Whether you’re a first-time home buyer or an experienced homeowner, Sunshine Home Loans works to make your mortgage process simple, clear and easy. It’s our job to find you the best interest rate and terms available in the market, and we take pride in doing our accurately and promptly.

Sunshine is a mortgage broker business, as opposed to a bank. This is a very important distinction because, unlike banks, we have the ability to shop many lenders to get the best interest rate and terms for our customers. Most people never consider that when they go to a bank for a loan, they are limiting their options; they may or may not be getting the best deal. Any bank has only one quoted interest rate, and that interest rate is set by the powers-that-be at the bank. When you go to the bank, the bank’s loan officer’s only option is to quote you their rate... even though there may be better deals available with another lender. As mortgage brokers, we have the ability to deal with many lenders. We shop for you, assuring you the lowest rate and the best possible terms available at any given time.

Our staff has been has been helping folks with their mortgage loan needs in Brevard County for nearly 30 years, and we know how to make the process painless. Our mainland market includes Titusville, Cocoa, Rockledge, Viera, Melbourne and Palm Bay. Beachside, we service from Cape Canaveral to South Melbourne Beach, including Satellite Beach, Indian Harbor Beach and Indialantic.

From your first no-cost, no-obligation consultation through your approval process all the way to closing, you’ll be amazed at how painless we can make the process. Put a little sunshine in your life!

Get started today. Just Email Us, call us (321) 757-5009 or Apply Now.