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Sunshine Home Loans E-News

Buy Your Home With 0% Down!

There are several different mortgage loan programs out there, but, there's one in particular which doesn't get the attention we feel it deserves, USDA loans. Although VA loans are very well known to offer 100% financing, most people do not realize that USDA loans offer this same great benefit to home buyers. Not many people know about this program because most lenders do not advertise the benefits. We feel this is a fantastic loan product and we d like to share some information with you about it.

USDA loans have very clean and simple lending guidelines such as a Conventional loan would. The interest rates are excellent and processing time is super-fast, a normal 30 day contract is completely sufficient.

USDA loans are available to those buying homes in less congested areas. Each County in Florida has a USDA eligible area and homes deemed to be eligible can be financed using this great program. And best yet, there s no down payment!

If you re in the market to buy, or, are a real estate professional trying to find the perfect home for your buyer here is a quick link you can use. By going to this website and entering the property address, the results will let you know immediately if the home is eligible.

Click here to see if your dream home is USDA eligible.

If you're a listing agent, you can use this link as well to determine if your listing is eligible for this program. If it is, you could mention it in your MLS detail as another financing option. We know that having multiple financing options benefits both home buyers and sellers. We wanted to share this great information with you so you can pass it along to your clients!

Why You Should Call Us First

  • Detailed loan status updates save you the time and hassle of trying to find out what's going on with your loan file.
  • Quick and efficient problem resolution system. Our workflow is designed not only for speed and efficiency but to also catch any potential problems. We don't bury our heads in the sand in the 11th hour.., we work diligently to identify any potential problems up front and work directly with you to resolve them.
  • Experienced processing staff pre-underwrites loan files before submission to our investors. Detailed review ensures that the majority of our loan files are put into final approval status at the first submission.
  • We're local and accessible when you need us. When you're working, we're working even if it's after hours or the weekend.

Questions/Answers - The More You Know

Is there a topic, program or guideline you'd like to know more about? We strive to make these monthly emails as informative as possible, so if there's anything you'd like to know more about please just let us know! Simply email us your question and we'll put the information together for you and include it in a future newsletter!

Contact Us

For more information on how our programs can help you in the New Year, please just call our office at 321.757.5009 and ask for Wendy or Havana. Or, simply send an email to info@aloaninthesun.com



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