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Private Money - TRUE Hard Money Loans

We have a well-funded and reliable source for hard money financing. Our hard money program does not require a credit report or income/asset documentation. It is a TRUE No-Doc loan.

Our hard money program is not for those with bad credit trying to buy a home. Our program is for seasoned real estate investors that understand how hard money loans work and how important it is to have access to fast short-term financing when a real estate opportunity arises.

Here is some basic information about the program:

  • Investments only. Primary homes not allowed.
  • Loan must close in the name of a legal entity, such as an LLC
  • Purchases and Refinances allowed. Florida properties only.
  • Residential or Commercial properties allowed.
  • Most loans are 5 year interest only payments, with 1 year pre-payment penalty
  • All loans types require 50% LTV
  • Rates range from 8.99% to 11.99% depending on property type
  • Foreign Nationals from all countries welcome
  • Minimum loan amount is 150k, there is NO maximum loan amount
  • Loans on individual land lots are not allowed, however loans on large land parcels will be considered. Land loans have slightly different rates and down payment requirements.

Finally, a TRUE hard money source you can count on! Contact Wendy 7 days a week for more information:
Phone or Text: 321-504-1175
Email: wendy@aloaninthesun.com

Why You Should Call Us First

  • Detailed loan status updates save you the time and hassle of trying to find out what's going on with your loan file.
  • Quick and efficient problem resolution system. Our workflow is designed not only for speed and efficiency but to also catch any potential problems. We don't bury our heads in the sand in the 11th hour.., we work diligently to identify any potential problems up front and work directly with you to resolve them.
  • Experienced processing staff pre-underwrites loan files before submission to our investors. Detailed review ensures that the majority of our loan files are put into final approval status at the first submission.
  • We're local and accessible when you need us. When you're working, we're working even if it's after hours or the weekend.

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