News and Updates

04/08/2019
Pre-Approved vs. Pre-Qualified

We've all heard them; the horror stories of people having the worst time getting to the closing table. The lender kept...

03/12/2019
Yes, you need a Realtor!

It seems like everything is getting automated these days. With all of the technology out there, pretty much anything you want...

03/11/2019
Say NO to credit repair companies!

In working with clients for over 15 years, the one thing I see all too often is people having to wait longer than necessary to finance a home.

03/10/2019
What types of credit are there?

There's nothing more frustrating than wanting to buy a home and finding out your credit isn't where it needs to be. Comments such as...

02/28/2019
Are FHA loans a good choice?

When you apply for a home loan, your loan officer will review your loan file to see if you qualify. Depending on your scenario...

02/27/2019
What documents and steps are required for a mortgage?

Deciding to buy your first home is a big decision. There's a lot of moving parts to a home purchase...

02/24/2019
What are underwriting red flags?

If you're thinking of getting a home loan, it would be a good idea to consult with a licensed...

01/30/2019
Bad credit vs. Low Credit Score

I was interviewing a client the other day, and in the course of our discussion, she told me...

01/29/2019
Down payment assistance short-falls

It seems like everyone is talking about Down Payment Assistance programs right now. With all the hype...

01/28/2019
Renovate with your Home Equity Line of Credit

If you've been searching for a new home, I'm sure you were surprised to find how much...

01/27/2019
What type of mortgage lender should you choose?

When you're ready to buy or refinance your home, you'll need to decide on what type of lender to chose...

12/27/2018
How to Reverse a Loan Denial

It is one week before closing. Without warning or any heads up from your lender, you receive the news...

12/26/2018
Should you shop lenders for the best interest rate?

In keeping with this, if you’re going to shop lenders and interest rates, you need to know what to look out for and how to do it the right way...

12/25/2018
What factors determine my interest rate?

That question is a great one. There’s a lot of misconceptions on how one’s interest rate is determined...

12/24/2018
Seven VA Home Loan Tips

A lot of people are under the assumption that VA loans are challenging to process and close. That assumption could not ...

12/23/2018
Five Benefits of VA Home Loans

I've written before about the benefits of a VA home loan regarding how easy the program is to work with...

12/05/2018
How to win the battle against collection agents

Ten years ago my special needs daughter passed away. The medical bills were staggering, and I ended up getting a crash course...

12/04/2018
How to build your credit the right way

Whether it's building credit for the first time, or, repairing it after a significant adverse event it's critical to know how to do it the right way...

12/03/2018
Loan Approval vs. True Affordability

Shopping for a home is exciting, and is a very emotional experience. You find your dream home; you are pre-approved, love the monthly payment and are ...

12/02/2018
What Matters in a Refinance?

When counseling my clients on refinances, the objection I hear most often is regarding their current rate...

12/01/2018
Four Easy Ways to Save for a Down Payment

Most often first-time homebuyers use down payment assistance programs thinking that they need 20% down...
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