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The Mortgage Loan Process

Getting Your Home Loan - What You Need to Supply

We feel strongly that providing useful information and setting reasonable expectations is paramount. For this reason right from the beginning we review with all of our clients the entire loan process. From application, to processing, to underwriting and through to closing we inform and advise what will be done to ensure that the loan closes quickly and efficiently.

In order to ensure that your loan process is smooth and stress free, there s only 3 steps that have to be followed:

1. When interviewing with your Loan Officer be sure to have an open and honest conversation about your needs and desires, such as the monthly payment you re comfortable with. Also, in order to submit your loan to an underwriter, signed loan disclosures as well as income and asset documentation will be required. Providing these documents to your Loan Officer right away is important as the process cannot officially begin with them.

2. While you loan is being processed and underwritten it s imperative that you work with your processor and provide the information they ve requested. The job of our in house processing team is to get your loan finalized as quickly as possible with minimal documentation. Providing what they request from you as quickly as possible greatly increases your chances of obtaining a fast and clean loan approval.

3. Third and most importantly, we ll be providing to you a list of Do s and Don ts at initial application. Reading this document and following our instructions is crucial to ensuring your loan process is stress free.

The highest compliment we can receive is your referral so our number one priority is to provide fantastic, professional services that both you and your referrals can count on!