• Serving all of Florida
  • Call Us: (321) 757-5009
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Meet Our Team

Karen Skurla | NMLS# 546586

Phone: 321.403.7216
Office: 321.757.5009
Fax: 321.821.1892
Email: karen@aloaninthesun.com
Website: www.karenskurla.com

Karen Skurla joined Sunshine Home Loans in 2012, coming to us with 30 years of experience in the mortgage business. Karen started her career on Cape Cod while still in high school, learning the business from start to finish. Then she jumped straight into the industry, specializing in mortgage underwriting , loan processing and managing sales. After 15 successful years, she decided that a little Florida sun was in order. She and her family moved to Satellite Beach, and she s been here ever since!

Karen has spent 15 years in the industry in Florida affiliated with several large area companies, including Countrywide, Regions Bank and PNC. She is a four-time recipient of the Florida Housing s Top 5 Originator Award for first-time buyer loans. Karen always makes sure that all of her first-time home buyers understand the process clearly, so that there are no surprises at closing.

When she isn t working, Karen enjoys spending time with her husband and two grown children. She s always on the go and loves to travel, but she always makes sure there s time left over for her other passions skiing, reading and watching movies.

Mary Ellen Troilo | NMLS# 258487

Phone: 321.505.5350
Office: 321.757.5009
Fax: 321.821.1892
Email: maryellen@aloaninthesun.com
Website: www.metroilo.com

Mary Ellen Troilo, a Certified Mortgage Planner at Sunshine Home Loans, has been in the mortgage lending industry for over 20 years and is familiar with all aspects of the mortgage transaction process. Dedicated to educating you on financial matters, she will assist you in understanding debt consolidation, maximizing your credit score/credit recovery and the financial impact of your home mortgage. Whether you re refinancing a mortgage or buying a property for the first time, she will tailor a loan program to your specific needs. Mary Ellen has incorporated an extensive follow up system which both educates you and keeps you updated on how market conditions are affecting your individual situation and transaction. She continues to research and implement the newest technologies for her industry, creating efficient and strategic methods to secure financial benefits for you including how to build and conserve your wealth, become debt free sooner and achieve financial freedom.

Mary Ellen obtained her bachelor s degree in Business and Psychology at the University of Central Florida in 1994. She holds a Florida Loan Origination and Florida Real Estate Broker license. She was previously a member of the National Debt Advisory Alliance where she underwent extensive training in bankruptcy procedures, bankruptcy avoidance and recovery. She has also completed the CMPS training (Certified Mortgage Planning Specialist,) which included cash flow and equity management strategies to help build and conserve wealth. She continues to educate the community thru public speaking and workshops on all aspects of credit.

Wendy Ruhlig | NMLS# 362101

Phone: 321.794.5626
Office: 321.757.5009
Fax: 321.821.1892
Email: wendy@aloaninthesun.com
Website: www.wendyruhlig.com

Wendy Ruhlig joined Sunshine Home Loans in 2013 bringing with her over 10 years of experience in the mortgage business. She first began as a loan originator assistant, quickly fell in love with the business and within months became a loan originator herself. As the VP and Manager of Sunshine Home Loans, she is responsible for ensuring that all aspects of the business and mortgage process are running smoothly, including keeping up to date with the ever changing compliance requirements of the industry. Wendy s experience along with strong organization and management skills resulted in a streamlined workflow and communication process that our clients and referral partners enjoy.

Havana Romaine | NMLS# 964654

Commercial Loan Specialist
Phone: 321.704.3154
Office: 321.757.5009
Fax: 321.821.1892
Email: havana@aloaninthesun.com
Website: www.havanaromaine.com

Havana Romaine came to join us in 2012 bringing with her over a decade of experience. Havana is an accomplished professional with extensive knowledge in all aspects of the Real Estate industry.

As a Commercial Loan Specialist , Havana knows how important it is to concentrate on building your business. If you re a business owner looking to purchase a commercial property or refinance your current commercial building, Havana is the one to call. When you re ready to move on an opportunity Havana will work to get your commercial financing closed quickly, so you can get back to concentrating on your business! Commercial financing available Nationwide. Contact Havana at any time for more information at 321.704.3154.